Programs Available

Valencia College offers a variety of programs geared towards Financial Aid assistance.

Grants

Grants may be awarded if you show financial need based on the Free Application for Federal Student Aid (FAFSA). The grants listed here are administered by Valencia College based on the guidelines set for each program by the provider.

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Scholarships

Scholarships are awarded primarily based on financial need; however, some scholarship programs may not require need. Other factors are also considered, which may include academic talent, performing talent, participation in certain activities or special interests.

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Work Study Programs

This is a federal work program for students with financial need. You may be employed on a Valencia campus, work off-campus with an organization, or serve as a reading tutor in a local public school.

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Loans

Direct Loan Helpful Links, Parent Loans, Students Loans, and Private Loans

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Loan Aggregate Limits

How much can I borrow?

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Grants

Fund Type Eligibility Enrollment Requirements
Pell Grant A need-based federal program for students seeking their first undergraduate degree. Students must have an Expected Family Contribution (EFC) number that falls in the range of Pell eligibility. The EFC is determined by the FAFSA.
  • The enrollment requirement varies depending on the EFC number.
  • Pell is awarded on a graduated scale based on EFC and enrollment.
  • Only pays for classes in current degree program.
Supplemental Educational Opportunity Grant (SEOG) A need-based federal grant for students seeking their first undergraduate degree in an eligible program who have exceptional financial need. Priority is given to students with a 0 (zero) EFC who apply for the FAFSA early.
  • A minimum of 6 credit hours (halftime) in current degree program.
  • Award amount varies depending on federal allocation for aid year.
Florida Student Assistance Grant (FSAG) A need-based state program for students who meet Florida residency requirements and seeking their first undergraduate degree. Students must also qualify for the Pell Grant. Priority is given to renewal students and full-time students with high unmet financial need and who applied early for the FAFSA.
  • A minimum of 6 credit hours (halftime) in current degree program.
  • Award amount adjusts based on enrollment.

Scholarships

Fund Type Eligibility Enrollment Requirements
Bright Futures A merit-based scholarship through the state of Florida. A student is determined to be eligible based on high school GPA and must meet specific state requirements for awarding and renewal each year.                                                                                                        
  • A minimum of 6 credit hours (halftime).
  • The amount adjusts based on the number of enrolled hours. The scholarship pays at a specific per credit-hour rate for each fund type.
Valencia Honors Scholarship Merit-based scholarship for students admitted into the James M. and Dayle L. Seneff Honors College. Students must meet specific scholarship criteria.
  • Must be registered for at least one honors class.
Valencia Advantage Scholarship A need-based scholarship for students who demonstrate unmet financial need and who qualify for limited or no other source of grant or scholarship funding.
  • A minimum of 6 credit hours (halftime).
  • Award amounts vary depending on demonstrated financial need.
Bridges to Success Scholarship Scholarship is awarded to students admitted into the Bridges to Success program which focuses on first generation college students and socio-economically disadvantaged high school graduates from Orange or Osceola County high schools. Students must meet specific scholarship criteria.
  • A minimum of 7-8 credit hours (halftime) in their initial Summer term after high school.
  • A minimum of 9 credit hours (three-quarter time) in all subsequent terms in the scholarship program unless given approval by an Academic Advisor to enroll in less than 9 credit hours.
Valencia Foundation Scholarships Foundation scholarships may be need or merit-based depending on scholarship criteria.
  • Please review your scholarship award letter for minimum enrollment requirements.

Loans

Fund Type Eligibility Enrollment Requirements
Subsidized Stafford Loan

A loan provided by the federal government on which interest does not accrue while a student is enrolled at least halftime. The student must demonstrate unmet financial need as determined by subtracting the student’s EFC from the cost of attendance.

*If a student who is considered a New Borrower (defined as a student borrower who currently has no outstanding loan balances) has attempted credits totaling 150% or more of their program length, any new loans disbursed on or after July 1, 2013 for these students will be an unsubsidized loan only. Once a new borrower reaches the 150% limitation, eligibility for the interest subsidy ends for all Direct Loans that are disbursed on or after July 1, 2013.
  • A minimum of 6 credit hours (halftime) in current degree program.
  • The award amount may vary depending on the student’s unmet need and cost of attendance as determined by their enrollment.
  • The loan amount is also determined by the student’s earned college credit hours.
Unsubsidized Stafford Loan A loan provided by the federal government. Interest does accrue while the student is enrolled. The student is not required to have unmet need to be offered this loan and any EFC can qualify.
  • A minimum of 6 credit hours (halftime) in current degree program.
  • The award amount may vary depending on the student’s cost of attendance as determined by their enrollment.
Parent PLUS Loan Parent-initiated loan on behalf of the student. The parent applies for the federal PLUS loan and approval is based on credit history.
  • A minimum of 6 credit hours (halftime).
  • The award amount is based on the student’s cost of attendance as well as any other aid the student is receiving.