Valencia Refund

Your Refund. Your Choice.


Effective August 2016, Valencia College has partnered with Blackboard to provide students with electronic refund choices.The contract between Valencia College and Blackboard may be reviewed here.


2016-2017 Award Year

  • Number of Active Cards* - 2,235
    • *Active cards are defined as any account that had a deposit transaction within the award period regardless of enrollment status.
  • Mean of Fees Charged to Cardholders - $11
  • Median of Fees Charged to Cardholders - $3

Monetary Consideration

  • Institution Paid Blackboard - $40,685
  • Blackboard Paid Institution - $0

Non-Monetary Consideration

  • Institution Paid Blackboard - $0
  • Blackboard Paid Institution - $0


You do not need this account to receive your Federal student aid.
Ask the financial aid office about other ways to receive your money.

Monthly Fee Per Purchase ATM Withdrawal Cash Reload** Overdraft
$0 $0 $0 in-network

$2.50* out-of-network

$3.00* international

ATM Balance inquiry (in-network or out-of-network)
Customer Service (automated or live agent)

*An addition surcharge may be separately charged by an owner of operator of an ATM.
** Reload feature is not available unless the cardholder upgrades their card. Cards can be upgraded for free. Reload retailers' fees may vary.
*** Only applies after 13 months of no loads into the account. Will only be assessed until the account balance is zero.

The financial institution offering this account charges 6 other types of fees. Here are some of them:

Transfer Funds to a U.S. Bank Account (ACH transfer) $4

Card Replacement Fee $6

Your Account is insured by the Federal Deposit Insurance Corporation (FDIC) up to the limits permitted by law.

Find details and conditions for all the fees and services by clicking on the terms and conditions and the fee schedule of the account.

You may access your title IV, HEA program funds in part and in full up to the account balance via domestic withdrawals or Money Network checks free of charge, during your entire period of enrollment following the date that such title IV, HEA program funds are deposited or transferred to the financial account.


ALL STUDENTS will need to select a refund preference for any funds due from Valencia, including financial aid, to be deposited electronically. Additional information will be sent to your Atlas email.

Valencia College encourages all students to have their refunds deposited electronically, but you are not required to enroll in the Money+ Card program to receive your financial aid refund. If you take no action, you will receive refund via a paper check in the mail.

Refund Options

Electronic Deposit Options (Enrollment Required)

ACH transfer to your existing bank account

Refunds are sent by ACH transfer processed four times per business day after the payment file is released by Valencia. It will take between 3 to 5 business days for funds to be available in your account. Please note: You will be responsible for entering your banking information and keeping it up to date.

Money + Card a Money Network® Enabled Prepaid MasterCard

Refunds sent to Money Network are processed on a continual basis throughout the business day after the payment file is released by Valencia. Funds will be placed on your prepaid debit card sometime during the business day. Please familiarize yourself with the fees associated with this Prepaid Card by clicking on the fee schedule.

Other Deposit Option (No Action Required)

Paper Check

Checks are sent by first class US Mail to your home address which should arrive within 7 to 10 business days. Please note: You will be responsible for keeping your home address up to date in Atlas.

Important Message for Higher One Account Holders

Effective May 4, 2016 Higher One ATMs will be taken out of service at all Valencia campus locations. However, you will be able to access your funds surcharge-free at any Allpoint network ATM location using your Valencia debit card. To find the ATM most convenient for you:

  • Visit
  • Call 800-809-0308, option 2
  • Download Allpoint ATM Locator app from Apple iTunes, Google Play, or Microsoft Store

The Central Florida Educator (CFE) Credit Union ATMs on the East, Osceola, West, and Winter Park Campuses will remain operational, but they are NOT part of the Allpoint network. Therefore, you will incur a fee if you use this out of network ATM to access your Higher One account with your Valencia debit card.

If you have any additional questions, please Higher One Customer care directly at 877-327-9515 or login to your account using EasyHelp


Valencia Debit Card account holders:
Please review the Program Transition section under the Refund Frequently Asked Questions page to learn more about how you might be affected.